Irregular Income Budget Workbook — Printable PDF (US Letter + A4)

Description

The budget that finally fits an income that changes every month.

If you freelance, earn commission, or work seasonally, normal budgets break the first slow month. This guided workbook builds a different system: one steady paycheck you pay yourself.

The four moves

1. Know your number
2. Build a buffer
3. Pay yourself a salary
4. Run the monthly cycle

What’s inside (72 pages)

• A plain-English method with worked examples
• Worksheets: survival number, target salary & priorities
• A one-month buffer builder + lean month mode
• A 12-month engine with quarterly reviews
• Freelancer tools: income calendar, invoice tracker, tax set-aside, sinking funds

Two print sizes — US Letter + A4. Instant PDF download.